Apiria Technologies

  • Kochi, India
  • AINLP, FinTechMobile wallets/ Payments, FinTechMicrofinance, SaaS, Platform, Subscription Commerce

Bypass banks with Automated Payments via credit linked to payroll. Founded by two seasoned professionals with over 30 years of experience.

Founded:
2016
Stage:
Beta Launched
Market:
B2B

Startup Video

Featured


Founded

Apiria was incorporated

May

2016

Customer

Alpha testing

Jan

2017

Customer

Beta testing

Oct

payroll release

payroll release

Mar

2018

New Product Release

Expenses Release

May

New Product Release

App release

May

Jobs


Team Summary

Darshan has extensive experience ranging from software development, project management to evangelism. He has worked across geographies in US, UK and India with startups and large corporations. In his last role, he was responsible to create and evangelise a new product line in the space of API management, machine learning and data science. He graduated as Engineer in 1998.
Mukund has around 10 years of experience ranging from Sales, Marketing to product development. He has worked with multinationals and startups. In his last role, he was selling HR and ERP solutions to enterprise clients. He completed his MBA from Management Development Institute in marketing and operations.

Team

Founding Team

Current- Co-Founder @Apiria Technologies Past- Sales@ Ramco systems Sales and Marketing head@Germin8 Sales @hcl

WORK

Apiria (2015 - present)
Co Founder

Ramco Systems (2015 - 2016)
Business Development Manager

Germin8 - Social Media Analytics (2013 - 2014)
Head- Business Development & Marketing

EDUCATION

Management Development Institute
MBA • 2009 - 2011

Government Engineering College
B.Tech • 2000 - 2004

Current - Cofounder @Apiria Technologies. Past - Architect and evangelist @Apigee Technologies which got acquired by Google couple months back.

Product/Service Summary

Apiria is building credit offerings built on payroll data. Access to credit can be a complicated process so by using the payroll information on Apiria, users get access to a credit line with the future payroll acting as security. The credit line can be accessed in various ways, an online credit wallet to make payments, payday loans, regular personal loans, payment gateway to make payments either official or personal etc. These can further be linked to other offerings being bought on the platform like travel, insurance etc.
The advantage users get is instant access to credit money and payment options which would otherwise be difficult to access and use. The credit/ loans will have the payroll as security against payment defaults. Thus, creating a large number of captive customers who transacting through the portal.

Product/Service Descriptions