• Bangalore, India
  • Enterprise SoftwareEnterprise Mobility, Enterprise SoftwareCollaboration, Location Based Services, SaaS

Enterprise SaaS for field sales automation (banking) -- Founders with edu/work-ex in BCG, Microsoft, IIM Calcutta, Univ. of Southern Cal.

Early Revenues

Startup Video



Team Summary

Akhil handles Product at Loktra -- after completing his MS (CSE) from Univ. of Southern California, he chose to take the entrepreneurship plunge. Charneet handles Business development at Loktra --- he joined Akhil quitting his job at BCG.


Founding Team

Akhil Bhiwal

Founder, CEO

Founder @Loktra, Past - @Hewlett Packard, @USC Information Sciences Institute, @Microsoft • @Vellore Institute of Technology, @University of Southern California


Loktra (2016 - present)

USC - Information Sciences Institute (2013 - 2014)
Graduate Research Assistant

Softworld (India) Pvt. Ltd (2013 - 2013)
Software Engineer


University of Southern California
Master of Science (MS) • 2013 - 2015

Microsoft Summer School
2011 - 2011

Vellore Institute of Technology
Bachelor of Technology (BTech) • 2007 - 2011

Product/Service Summary

India significantly lags behind in credit penetration – 97% vs. 447% in UK. With several govt. initiatives – Make in India, Ease of doing business, etc. --- and a rapidly growing middle class, credit demand is bound to increase. Our financial institutions need to tranform themselves if they have to cater this demand – and the secret sauce is digital --- be it in sales, operations, risk-based pricing, using surrogate data to assess credit risk of the informal sector. Loktra aspires to be at the forefront of this digital revolution --- we are starting with sales --- intelligent mobile assistant for field workforce --- this helps reduce TAT, increase productivity, reduce operational cost – more importantly organize the all-important customer data which can then be used for bigger and better things.

Some of our paying customers include: Aavas Financiers, Anand Rathi, J P Minda Group and a few others in similar space under trial including Capital First, Nivara Housing Finance etc.

Product/Service Descriptions