Payoye™

  • Noida, India
  • FinTech, Mobile Payments, Payments, Mobile

Payoye is bringing a revolution in digital payment segment with its “Infinite Payment Possibilities”

Founded:
2015
Stage:
Early Revenues
Market:
B2B

Startup Video

Featured

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Injected Discount Cards - Powered by Payoye | Pudhari E-Paper

Advertisement published in Local News Paper - Pudhari in Pan Maharashtra telling about Injected's partnership with payoye

Apr 10, 2016

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Using QR codes for payments brings Payoye and Stockholding Corporation together | QR Code Express

Indian company, Stockholding Corporation, has now partnered up with Payoye, a digital payment platform, in order to be able to create a service that will be based on the use of QR codes.

Feb 09, 2016

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" Payoye takes Mobile Payment to a New Level" | IT Voice

Payoye is a Cash Card Contact less unified payment platform enabling merchants
to accept payments almost anytime, anywhere, anyway and through anyone. The
company is taking the payment system to another level.

Feb 09, 2016

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Payment Startup Payoye Files Patent For QR Code Based Mobile Payment Technology | The Tech Portal

Payment tech startup Payoye, has announced filing of a patent for its unique QR code-based mobile payment technology. The services provided by the company are one-of-a-kind in India ....

Feb 08, 2016

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Payoye applies for patent for its QR code based payment mechanism | Pop Corn News

Unified payment platform Payoye has applied for a patent for its QR code based payment system. Navneet Chauhan, Founder and CEO, Payoye told ET that the company applied for a patent for both, the technology and process used, in December 2015. ....

Feb 06, 2016

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Payoye applies for patent for its QR code based payment mechanism | Economic Times - Tech

Unified payment platform Payoye has applied for a patent for its QR code based payment system. Navneet Chauhan, Founder and CEO, Payoye told ET that the company applied for a patent for both, the technology and process used, in December 2015.

Feb 06, 2016

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Stockholding Corporation ties up with Payoye to enable QR code based payments | Economic Times - Finance

PUNE: Stockholding Corporation of India has tied up with unified payment platform Payoye to allow QR code based payments for its DEMAT account holders.

Feb 03, 2016

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StockHolding Ties up With "Payoye" Payment Platform | 1888 Press Release

"StockHolding" becomes first Organisation in India to start accepting payment via Payoye"

StockHolding, widely renowned for it's initiatives in bringing about technological innovations into financial services, has now become the first....

Feb 02, 2016

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Mobile Payment platform Payoye signs up with Injected ECG to enable spot discount cards | Economic Times - Finance

PUNE: Payoye has signed up with Injected EGC, a gratification card company, to enable on the spot discount cards towards daily expense and purchase elements. Payoye is a mobile based payment platform that enables payments through multiple instrument.

Jan 13, 2016

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Mobile Payment platform Payoye signs up with Injected ECG to enable spot discount cards | Economic Times - Retail

UNE: Payoye has signed up with Injected EGC, a gratification card company, to enable on the spot discount cards towards daily expense and purchase elements. Payoye is a mobile based payment platform that enables payments through multiple instruments

Jan 13, 2016

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Payoye Partners with Gratification Card Company ‘Injected’ | Review Centre

Payoye which is a mobile based payment platform that enables payments through any instrument i.e. credit/debit/cash card, internet banking & e-wallet at any place, anytime, anywhere by anyone uses an OYETag™ (QR Code) as a medium to accept ......

Jan 13, 2016

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" Payoye™ partners with Gratification Card Company ‘Injected’ " | Techsiddhi

Payoye™, India’s first CashCardContact™ less unified payment platform, has partnered with Gratification Card Company, Injected. INJECTED EGC is a Pune based company enabling “Mobility“ towards the daily Expense and Purchase elements....

Jan 12, 2016

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Payoye Unveils IOS Version Of The App | Inc 42

Mobile payments platform Payoye unveiled the iOS version of their application.. The app uses an OYETag (QR Code) as a medium to accept and receive payments through mobile phones.

Jan 09, 2016

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Payoye a Unified Payment Platform, Unveils the iOS Version of Their App | Review Centre

Payoye, India’s first CashCardContact™ less unified payment platform, unveiled the iOS version of their application this week.

Jan 02, 2016

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Payoye a unified payment platform, unveils the IOS version of their app | Mobility India

Payoye India’s first CashCardContact less unified payment platform, unveiled the iOS version of their application this week. The Payoye application is now available for both Android and iOS users for free.

Dec 31, 2015


Conceptualization

Idea conceived & conceptualised.

Nov

2014
Prototyping

Build a prototype to test the feasibility.

Jan

2015
Founded

Founded in Singapore - Roopay Pte Ltd

May

Core Team Members

Core technical team of 8 members joined the force at Noida (temporary setup)

Jun

Moved to New Office

Moved to New Office @ #721, Urbtech Matrix Tower, Sector 132, Noida.

Aug

Beta Release

Beta Release & Testing with selected merchants & users in Android Platform.

Aug

Subsidiary in India

Setup 100% subsidiary in India - Sanaroo Payment Solutions (P) Limited

Sep

New Product Release

Released V1 - Payoye User App and Payoye Merchant App for Android Platform.

Nov

PCI DSS 3.1 Compliance

Payoye is PCI DSS 3.1 Compliant, we ensure card details are safe and secure.

Nov

New Product Release

Released v1 - Payoye mPOS merchant app for iOS platform

Dec

New Product Release

Released v1 - Payoye User App for iOS platform.

Dec

Patent Filing

Filed patent for our unique QR code-based mobile payment technology.

Dec

Partnership

Partnership with Injected-discount card company with 3000+ merchants on-board.

Dec

First Client Integration (SHCIL)

Bill Payment Integration with Stock Holding Depository Bills.

Jan

2016
First Dispatch of Bills

First set of Depository Bills with OYETag dispatched to the clients by SHCIL.

Feb

New Product Release

Launched Online Pre & Post Paid Re-charge for Mobile, DTH, Electricity etc.

Feb

Second Client Onboard - Telecom Operator

Approval from a telecom operator for Integration of OYETag on their bills.

Feb

APIs Released

Third Party APIs released for payoye platform integration with Web/Mobile App.

Jun

Payment Integration with Carpool App (CloudaCar)

Payoye platform integrated with Pune based Carpool App - CloudaCar

Jul

New Product Release

Released v1 - Payoye mPOS App for Universal Windows Platform (UWP). All Devices

Sep

Jobs

EXPERIENCE / FRESH ENGINEERING GRADUATES – MOBILE DEVELOPER Software Engineer, Mobile Developer
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Noida, India
Android Apps, Android developer, IOS, ios frameworks

Job Description
If you are a mobile/web enthusiast or you if you have passion for technology, playing with huge data, configuring complex system or internet is your playground, we have put up a simple project in different domains as a tech challenge for you. This will ease the interview process and help us to understand candidates technical level and adaptability to latest technology and trends. You can choose any one or more from the given tasks from the link provided: www.payoye.com/tech2016.html

EXPERIENCE / FRESH ENGINEERING GRADUATES – APP DEVELOPMENT Software Engineer
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Noida, India
Python, mongodb, django, JSON, XML data handling., Node JS, Bootstrap, Polymer, C, C++, Java, MySql

Job Description
If you are a mobile/web enthusiast or you if you have passion for technology, playing with huge data, configuring complex system or internet is your playground, we have put up a simple project in different domains as a tech challenge for you. This will ease the interview process and help us to understand candidates technical level and adaptability to latest technology and trends. You can choose any one or more from the given tasks from the link provided: www.payoye.com/tech2016.html

System Administrator Hardware Engineer
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Noida, India
AWS, 2-6 years, Cloud administration, Linux administration, Linux/Unix Environment and Networking , Manage Database

Job Description
Ref No.: SYSADMIN201601/NOIDA (Quote the reference no. in your mail to us) 
Hands-on expertise in handling performance, availability and scalability of infrastructure
1. In-depth Knowledge of Security and Security tools like intrusion detection system, centrally manage virus scanners etc. Hands on Linux system administration [CentOS/ Redhat/ ubuntu], network, Security, cloud operations and storage systems will be a plus.
2. Cloud environment administration (AWS preferred) & understanding of cloud solution architectures and approaches from a technical (infrastructure), DC management, High availability, day to day operations support.
3. Responsible for the customer facing production environment monitoring, change management, performance, release/ deployment, security, reliability, availability, capacity, latency, and other non-functional concerns.
4. Deployment and Management of Ngnix, MySQL, MongoDB, NFS, Nagios, DNS, Open VPN, SVN, Etc. Experience with Open source technologies and knowledge of scripting languages like Bash, Python etc.
5. Compliance to IT audit recommendation and ensure 100% adherence for system audit.
6. Experience in infrastructure capacity planning based on key attributes.
7. Right attitude - Passion for creating something new & creating history, flexible, continuous learner, excellent communicator, team player, appreciates challenge, comfortable and effective working in new areas that require experimentation and rapid problem solving.
8. Certifications in respective area will be a plus.
Location:- Noida

Team Summary

Working together for more than a decade & successful in conceptualisation, development & execution of many large scale projects like e-stamping in India.
We share a firm conviction that by making things simple and convenient can add commendable value to businesses and customers. We aim to create a CashCardContact™ Less Payment eco-system by enabling "Infinite Payment Possibilities" Anytime, Anywhere, Anyway and to Anyone.

Team

Founding Team

Navvneet Chauuhan

Navvneet Chauuhan


Founder, CEO

Founder & CEO @ Payoye. Past - Regional Director (South Asia) @ CrimsonLogic Pte Ltd, Country Manager S'pore @ Cybercom, BD Manager @ HCL Perot Systems

WORK

Payoye (2014 - present)
Founder & CEO

Sanaroo Technologies Private Limited (2013 - present)
CEO

CrimsonLogic Pte Ltd (2006 - 2013)
Regional Director - South East Asia & ROW RHQ

EDUCATION

Indian Institute of Management, Bangalore
PGDM • 1996 - 1998

Delhi Institute of Technology, Delhi University
BE • 1992 - 1996

Delhi Public School, Noida
1990 - 1992

Rinosh Babykutty

Rinosh Babykutty


Co-Founder, CTO

Co-Founder & CTO @ Payoye. Past - Product Lead @ Crimsonlogic Pte. Ltd. Singapore, Team Lead @ e4e, Bangalore, Project Lead @ Britek, Tinfo Mobile.

WORK

Payoye (2015 - present)
CTO

CrimsonLogic Pte Ltd (2006 - 2015)
Sr. Lead Security Software Engineer

e4e Healthcare Business Services (2004 - 2006)
Team Lead

EDUCATION

Nanyang Technological University
Master’s Degree • 2010 - 2012

CDAC
Post Graduate Diploma • 1999 - 2000

Guru Ghasidas University
Bachelors • 1994 - 1997

Product/Service Summary

A disruptive CashCardContactless Unified Payment Platform having "Infinite Payment Possibilities".
Our USP is "Pay using any instrument (Credit/Debit/Cash Card, iBanking, eWallets & IMPS) for any use case (Retail, Paper Bills, eCommerce & Social Media based payments). No additional H/W or integration required. Simple to Deploy & Rapidly Scalable.

Product/Service Descriptions

Payoye (Consumer App)

For Customers - Payoye enable customers to make purchases anywhere and anytime, online or offline. Customer needs to configure credit/debit cards once and just "Scan & Pay!". Not just that, customers can pay using iBanking, eWallets, Cash Cards and IMPS as well.

Payoye (Consumer App)

Payoye - a single medium of payment for all kinds and modes of transactions. Receive instant notification on your transaction by SMS, email & e-receipt on the app itself.

Payoye (Merchant App)

For Merchants - With Payoye, everything from a product catalogue to a pamphlet becomes a POS thus leading to massive increase in sales channel for the merchants. No hassle of integration with multiple payment instrument players, no additional hardware - Accept Payments just using their smartphone.

Payoye (Merchant App)

For small merchants with little or no online presence Payoye shall open new sales channels hence resulting in additional sales by enabling them to cater both online and offline.

Use Case 1 : mPOS

Merchant @ the retail counter
# Opens Payoye Merchant App and enters the amount to be charged.
# Generates an OYETag and shows his mobile to the customer.
Customer
# Opens Payoye User App and SCANs the OYETag on Merchant Mobile/Tab.
# Selects the payment instrument and makes payment.
# Payment confirmation received by Customer and Merchant through online receipt, sms and email.

Use Case 2 : bill payments

Customer
# Receives a Paper Bill with OYETag printed on it.
# Opens Payoye User App and SCANs the OYETag on the bill.
# Selects the payment instrument and makes payment.
# Payment confirmation received by Customer through online receipt, sms and email.

Use Case 3 : online payments

Online Merchant
# Generates an OYETag on checkout.
Customer
# Opens Payoye User App and SCANs the OYETag on Merchant Website/Mobile App.
# Selects the payment instrument and makes payment.
# Payment confirmation shown to Customer on Merchant portal and also through online receipt, sms and email.

Use Case 4 : Donations

User
# Opens Payoye User App and SCANs the OYETag on Charity Organisation's Website / Advertisements / Brochures / Magazines / Pamphlets / Mobile App.
# Selects the payment instrument and makes payment.
# Payment confirmation shown to Customer on Charity Organisations portal and also through online receipt, sms and email.

Use Case 5 : OYE mCards

OYE mCards - Crafted for non-smartphone merchants/merchants-on-the-go. #mCards distributed to staff/delivery personnel's to accept payments from customers.
#Users scans the OYETag on mCard, enters the amount and chooses any instrument to make payment. #Merchant can track transaction in merchant portal or on his smartphones.
#Instant notification to staff/merchant’s phone on transaction performed.